Investor Suitability Questions

Investor suitability questions help gauge whether an investor and their Investing Account is a match for the types of deals that will launch on the Marketplace. Therefore, not all investors and/or Investing Accounts will be approved for investment on the Marketplace given their investment objectives, risk tolerance, or investing time horizon.


It is important to note that there can be a difference between your individual suitability as an investor vs. that of your Investing Account given the objectives and goals of each. You as an investor might be considered suitable for CrowdStreet deals, but a particular Investing Account of yours might not be. For instance, you may want to use your SD-IRA funds to invest. However, given that you're planning to retire in three years and the project is targeting a five-year hold period, your SD-IRA account might not be suitable for CrowdStreet deals given the mismatched investment time horizon and the idea that real estate investments are generally illiquid in nature. However, if you feel comfortable investing with a different Investing Account (i.e. a trust) despite the longer hold period, both you and your Investing Account might be considered suitable.


Not all suitability questions are required - but we do encourage you to answer them. Below is an explanation of each required suitability question.

What are your goals for this Investing Account’s real estate investments? 

  • In order to have a reasonable basis that an investment on the Marketplace is suitable for the investor, this question is required to gain better insights about the investor’s investment objective. 

Investments on the Marketplace generally have a hold period of 3-7 years and are illiquid. Are you interested in making investments with hold periods over three years?

  • A hold period is the amount of time from the date of the purchase to the date of the sale. Since private real estate investments are generally illiquid, investors are normally unable to sell their investment before the end of that hold period, unlike other securities which can be sold at any time. Private real estate investments are intended for investors who do not need a liquid investment. 
    • Any hold periods listed on the CrowdStreet Marketplace are target hold periods; hold periods are subject to change and no hold period is guaranteed. 
  • As of April 2022, the average hold period for realized CrowdStreet deals was 2.6 years. However, hold periods may be longer than 10 years. Investors should consider their individual financial situation prior to investing. 
  • If you have a shorter time horizon objective as an individual or for your investing account, investments with CrowdStreet may not be suitable for you. 

What is your approximate net worth?

  • Net worth is the value of your assets minus your liabilities. Assets include stocks, bonds, mutual funds, other securities, bank accounts, and other personal property. Do not include your primary residence among your assets. For liabilities, include any outstanding loans, credit card balances, taxes, etc. Do not include your mortgage.

Are you interested in making aggressive and/or moderately aggressive investments?

  • All investments involve some degree of risk, and the outcome of any investment is uncertain. Investing in commercial real estate, including investing in CrowdStreet deals, entails substantive risk. You should not invest unless you can sustain the risk of loss of capital, including the risk of total loss of investment. Understanding the trade-off between risk and reward can help you evaluate strategies to pursue your financial objectives. 
    • To learn more about realized Marketplace performance, please visit this page: Marketplace Performance.
    • Please note: Past performance is not indicative of future results or success. 
  • If you are not comfortable with this level of risk as an individual or for a particular Investing Account that you own, a deal with CrowdStreet may not be suitable for you.